Cyber-Versicherung in der Krise: Submission unter Zeitdruck

The Cyber Insurance Submission Crisis: 7 Reasons Brokers Can’t Afford Manual Risk Assessments in 2026

Zusammenfassung

Cyber insurance submissions are broken. With premiums up 11% and carriers demanding quantified risk data, brokers who still prepare submissions manually are losing deals. Here’s what’s changing in 2026.

This is the 100th post on Resiliently. When we started this blog, our goal was simple: give brokers and underwriters the tools and intelligence they need to navigate a market that changes faster than the tools designed to serve it.One hundred posts later, the thesis has only strengthened. And if there’s one pattern that emerged from every conversation we’ve had, every report we’ve read, and every carrier submission we’ve analyzed, it’s this:

Kernpunkte

• Die Cyber-Bedrohungslandschaft entwickelt sich rasant weiter
• KI-verstärkte Angriffe verändern das Risiko-Profil
• Underwriter und Makler müssen ihre Ansätze anpassen
• NIS2-Compliance wird zum Standard-Kriterium

Praktische Schritte

1. Aktuelle Bedrohungsage verstehen
2. Risikomodelle aktualisieren
3. Deckungskonzepte überprüfen
4. Kunden proaktiv beraten

Weitere Tools: Cyber-Risikorechner | FAIR-Report | NIS2-Checker | Security Scan