Autonome KI im Security-Underwriting 2026
"Autonomous AI agents are entering production at scale — and they bring a completely new attack surface that traditional cyber insurance questionnaires weren't designed to capture."
Autonome KI im Security-Underwriting 2026.
Zusammenfassung
Agentic AI — systems that autonomously plan, reason, and take actions across multiple tools — crossed from experimental to production in 2025. By 2026, it’s无处不在. Customer service agents book flights. Code agents merge PRs. Research agents file patents. SOC agents block threats.
Kernpunkte
- KI und regulative Anforderungen verändern das Cyber-Underwriting grundlegend
- NIS2 und DORA schaffen neue Pflichten und neue Deckungsanforderungen
- Underwriter müssen Risikomodelle anpassen und neue Schadenszenarien berücksichtigen
Praktische Schritte
- Risikomodelle aktualisieren
- Deckungskonzepte überprüfen
- Kunden proaktiv beraten
Weitere Analyse: Cyber-Risikorechner | FAIR-Report | NIS2-Checker
Michael Guiao Michael Guiao gründete Resiliently AI und schreibt Resiliently. Er hat CISM, CCSP, CISA und DPO-Zertifizierungen — aber sie verfallen lassen, denn im Zeitalter von KI ist Wissen billig. Worauf es ankommt, ist Urteilskraft — und die kommt aus acht Jahren Praxis bei Zurich, Sompo, AXA und PwC.
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