Cyber-Schadenszenarien

Analyse realer Cyber-Vorfälle, Schadensmuster und Risikoszenarien, die Versicherungsschutz und Schadenfälle prägen.

Cloud Outage Loss Scenario: When Your Infrastructure Provider Goes Dark
Cloud Outage · · 7 min read

Cloud Outage Loss Scenario: When Your Infrastructure Provider Goes Dark

A realistic loss scenario analyzing what happens when a major cloud provider outage strikes — business interruption cascades, insurance triggers, and the coverage gaps that leave policyholders exposed.

Insider Threat Loss Scenario: The Privileged Employee Who Walked Away With Everything
Insider Threat · · 7 min read

Insider Threat Loss Scenario: The Privileged Employee Who Walked Away With Everything

A detailed loss scenario analyzing an insider threat data exfiltration event — from detection through forensic investigation, regulatory reporting, and insurance recovery. Underwriters need to understand how insider claims differ from external attacks.

Supply Chain Attack Loss Scenario: What Happens When Your Vendor Gets Compromised
Supply Chain · · 7 min read

Supply Chain Attack Loss Scenario: What Happens When Your Vendor Gets Compromised

A detailed walkthrough of a realistic supply chain cyber attack loss scenario — from initial compromise through business interruption, third-party claims, and insurance recovery. Essential reading for underwriters pricing vendor-dependent risks.

Ransomware Claims in 2026: What the Data Tells Underwriters About Pricing Risk
Ransomware · · 5 min read

Ransomware Claims in 2026: What the Data Tells Underwriters About Pricing Risk

Ransomware claims frequency is shifting again in 2026. Here is what the latest data patterns mean for how underwriters price cyber risk, structure deductibles, and evaluate ransomware-specific endorsements.