Cyber Risk
Deep dives into threat landscapes, vulnerability analysis, and quantifying cyber risk for insurance and business decisions.
The Five Toxic Powers of Agentic AI — What Underwriters Need to Know
Agentic AI introduces five double-edged powers that create toxic risk combinations. Here's how underwriters, brokers, and CISOs should assess the threat.
Resiliently Team
11 min read
Agentic Security: What Underwriters Need to Know in 2026
Autonomous AI agents are entering production at scale — and they bring a completely new attack surface that traditional cyber insurance questionnaires weren't designed to capture.
An AI Agent Deleted a Startup's Production Database — Can You Insure Against That?
PocketOS lost its production database to a Cursor AI agent in 9 seconds. The incident exposes a gap in cyber insurance that most policies don't cover: AI-caused operational destruction with no external attacker.
Living-Off-the-Land 2.0: How Autonomous AI Agents Are Weaponizing LOTL Tradecraft — And What It Means for Cyber Underwriting
The convergence of agentic AI and living-off-the-land attack techniques is collapsing three attacker constraints at once: cost, skill, and detectability. A deep analysis of demonstrated capabilities, real incidents, and the underwriting implications that should reshape your risk selection in 2026.
The AI Insurance Split: Big Carriers Exclude, Startups Fill the Gap — What Underwriters and Brokers Need to Know
In January 2026, Verisk's ISO Form CG 40 47 gave carriers a standardized way to exclude generative AI from commercial policies. 82% of global P&C policies now carry AI exclusions. Meanwhile, Armilla, Testudo, and Munich Re are building a $4.8B AI insurance market. Here is what the split means for underwriters, brokers, and every company deploying AI agents.
AI Risk Loading: Why Insurers Are Adding 10-15% and What It Means for Cyber Coverage
Allianz's blanket surcharge on AI-related cyber coverage is the industry's first systematic attempt to price AI risk. Here's what brokers and risk engineers need to know.
AI Voice Cloning Demands Underwriting Rethink
AI voice clones bypass MFA, compromising 1,200+ accounts. Insurers must update risk models and policy language for this blurred social...
Attackers Don't Wait 24 Hours: Why Daily ASM Scans Leave You Exposed
Unit 42 research shows attackers scan for new CVEs within 15 minutes of disclosure. SecurityScorecard and UpGuard scan daily. Resiliently scans hourly. Here's why the gap matters for your cyber insurance renewal — and how hourly scanning with euro-denominated risk quantification changes the underwriting conversation.
Beazley vs. Allianz: Two Approaches to AI Risk in Cyber Insurance — What Brokers Must Know in 2026
Beazley uses flat 10% AI sublimits, Allianz uses individual risk assessment with up to 30% uplift. A detailed comparison of the two dominant approaches and what DACH brokers need at renewal.
BSI Opens NIS2 Enforcement: What German Entities Must Do Before the Audit
BSI has begun NIS2 enforcement audits. Essential entities in Germany face up to €10M fines. Here is what your audit readiness checklist looks like for 2026.
Compliance Software Flaw Exposes Orgs to Cyber Risk
CVE-2022-47445 in POPIA compliance software creates systemic risk for South African organizations, highlighting third-party dependency dangers for...
Critical tinyfiledialogs Vulnerability CVE-2023-47104: Underwriting Risk Assessment
CVE-2023-47104 affects tinyfiledialogs library with CVSS 9.8 score. Underwriters must assess exposure in enterprise applications using this vulnerable...
Critical WordPress Plugin Flaw CVE-2023-5199 Exposes Insurers to High-Impact Claims
CVE-2023-5199 affects 43% of websites, enabling remote code execution with minimal privileges. This critical vulnerability significantly impacts cyber...
Critical WordPress Plugin Flaw Exposes 100K+ Sites to SQL Injection Attacks
CVE-2023-5412 in Image horizontal reel scroll slideshow plugin creates systemic risk for cyber insurance portfolios, affecting 100K+ WordPress sites...
Critical WordPress Plugin Flaw Exposes 200K+ Sites to Unauthenticated Attacks
CVE-2023-4386 affects Essential Blocks plugin used by 200,000+ WordPress sites, creating systemic risk for cyber insurance portfolios due to high exposure and potential for remote code execution when chained with other vulnerabilities.
Critical WordPress Plugin Flaw Exposes E-commerce to Total Account Takeover
CVE-2023-3277 in MStore API plugin allows unauthenticated attackers to gain complete admin access, creating severe cyber liability exposure for...
Critical WordPress Plugin Flaw Exposes Sites to Database Theft
CVE-2023-5431 affects popular gallery plugin used by 100k+ sites. SQL injection vulnerability could lead to customer data theft and site defacement.
Critical WordPress Plugin Flaw Exposes Thousands to Data Breach Risks
CVE-2023-37966 affects over 10,000 sites, highlighting third-party plugin risks that could trigger cyber insurance claims for data breaches and system...
CVE-2023-28777: What This Means for Cyber Insurance Underwriting
CVE CVE-2023-28777 with CVSS 8.5. Improper Neutralization of Special Elements used in an SQL Command (SQL Injection) vulnerability in LearnDash LearnDash
CVE-2023-4214: What This Means for Cyber Insurance Underwriting
CVE CVE-2023-4214 with CVSS 8.1. The AppPresser plugin for WordPress is vulnerable to unauthorized password resets in versions up to, and including 4.2.5.
CVE-2023-5099: What This Means for Cyber Insurance Underwriting
CVE CVE-2023-5099 with CVSS 8.8. The HTML filter and csv-file search plugin for WordPress is vulnerable to Local File Inclusion in versions up to, and incl
CVE-2023-5245: Zip Slip Threatens ML Pipelines, Insurers Take Note
This high-severity path traversal in TensorFlow's file extraction can lead to RCE and supply chain attacks, increasing systemic risk for policyholders...
CVE-2023-5860: WordPress Plugin Flaw Creates Cyber Insurance Exposure
Arbitrary file upload vulnerability in Icons Font Loader plugin increases claims frequency for cyber insurance policies covering WordPress sites.
CVE-2023-6187: What This Means for Cyber Insurance Underwriting
CVE CVE-2023-6187 with CVSS 7.5. The Paid Memberships Pro plugin for WordPress is vulnerable to arbitrary file uploads due to insufficient file type valida
Why Your Cyber Risk Register Is Lying to You — And What to Do About It
Most cyber risk registers are compliance checklists with no connection to real threat data, real incidents, or real financial exposure. Here is how to build one that actually works for underwriting decisions.
CVE-2026-44109 Deep Dive: Critical Security Vulnerability Analysis and Mitigation Strategies
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Deepfake-Enabled BEC: The Claim Trend Underwriters Cannot Ignore
Business email compromise has been the most financially devastating category of cybercrime for years. Now deepfakes are supercharging that dynamic, and the claims data is starting to reflect it.
DeepMind Mapped Every Way the Web Can Hijack Your AI Agent — Here Is What Underwriters Need to Ask
Google DeepMind researchers classified six categories of AI agent attacks — from invisible web content that hijacks perception to cascading multi-agent failures. Coverage gaps emerge at every layer. Here is the underwriting playbook.
Donation Plugin Flaw: A New Cyber Insurance Claims Trigger
CVE-2023-47550 in RedNao's Smart Donations plugin enables CSRF-to-XSS attacks, echoing a 2023 incident that spiked claims for nonprofits. Underwriters...
The €50,000 Domain That Could Bankrupt Your SMB: Why External Attack Surface Discovery Cannot Wait
Your domain portfolio is your biggest attack surface - and most security teams have no idea what is exposed. Learn how to quantify your financial exposure in euros, not letter grades.
High-Risk SQL Injection Vulnerability in Paytm's Payment Gateway
CVE-2022-45805 exposed Paytm's payment gateway to severe data breach risks, affecting over 1 billion monthly transactions and creating significant underwriting implications for cyber insurers.
Linux Kernel Flaw CVE-2023-46813: Local User to Root in Virtualized Environments – Cyber Insurance Risk
A kernel-level local privilege escalation in AMD SEV-ES can turn a minor breach into full host compromise. Insurers must reassess virtualized environment risks.
The $250K Ceiling: What LLMjacking Sublimits Mean for Cyber Brokers
QBE and Beazley just set a precedent with 10% AI sublimits. A $5M cyber policy now means max $250K for LLMjacking. Here's what brokers need to know — and do — before the next renewal.
The LOTL 2.0 Detection Gap: Why Your Current Security Stack May Be Blind to the Next Generation of Attacks
Detailed analysis of the specific detection blind spots that autonomous LOTL attacks exploit — and the behavioral analytics, identity monitoring, and architectural changes that close them. Includes a control effectiveness matrix for underwriters and risk engineers.
The Mid-Market Crosshairs: How LOTL 2.0 Eliminates the "Too Small to Target" Protection
Analysis of why mid-market organizations (€50M–€500M revenue) are the primary beneficiaries of the LOTL 2.0 shift, how attacker economics have fundamentally changed, and what this means for cyber insurance portfolio risk. Includes scenario modeling for underwriters.
Cloud Outages, AI Fraud, and Supply Chain Attacks: The New Cyber Claims Frontier
From the CrowdStrike outage to deepfake $25M heists, the cyber claims landscape in 2026 looks nothing like 2023. Brokers must understand five emerging claim categories reshaping coverage.
New Phishing List Bypasses All Filters: What Insurers Must Know
A phishing campaign evaded major email filters, compromising 12,000+ mailboxes. For insurers, this signals increased loss frequency and severity,...
Niche Plugin Vulnerability Exposes Broader Cyber Risk
CVE-2023-46626 in FLOWFACT WP Connector shows how specialized third-party plugins can create significant insurance exposure beyond their niche markets.
NIS2 Penalties Explained: Essential vs Important Entities and What They Mean for Coverage
NIS2 fines range from €7M to €10M depending on entity classification. Understand essential vs important entity penalties and how compliance posture affects cyber insurance pricing.
OpenClaw CVE-2026-43575: Critical Authentication Bypass Risks for Cyber Insurers
CVE-2026-43575 exposes OpenClaw sandbox users to credential theft. Learn how this 9.8 CVSS flaw impacts cyber insurance underwriting and claims.
OpenClaw CVE-2026-44109: A Cyber Insurance Risk Signal
OpenClaw flaw (CVSS 9.8) enabled ransomware on a logistics firm, signaling a key claims driver for insurers: middleware authentication bypass. Underwriters must address configuration gaps.
OpenClaw Vulnerability: Webhook Security as Systemic Risk for Insurers
A critical OpenClaw flaw (CVSS 9.8) exposes systemic risk in webhook misconfigurations, demanding stricter underwriting scrutiny and policy adjustments.
Payment Plugin Flaw Puts E-commerce Data at Risk
CVE-2023-5132 exposes 10,000+ sites to data theft, highlighting third-party plugin risks for cyber insurance underwriting and coverage exposure.
Phishing Filters Bypass Security: $45M Healthcare Breach Wake-Up Call
A coordinated phishing campaign using malware filters evaded email security, causing $45M in losses. Insurers must reassess underwriting for advanced...
Power BI Phishing: How Trusted Platforms Fuel Credential Theft & Insurance Risks
How the Power BI phishing campaign exploits SharePoint trust to steal credentials, reshaping cyber insurance underwriting and claims frequency.
Power BI Phishing: How Trusted Platforms Fuel Cyber Insurance Claims
Phishing campaign uses SharePoint and Power BI to steal credentials across 1,800+ firms. How this drives up claims frequency and severity for cyber insurers.
Ransomware Attack Vectors in 2026: What Risk Managers Must Monitor
Ransomware groups have moved beyond phishing. Here are the five dominant attack vectors risk managers need to understand — and how each one changes the insurance equation.
Reflected XSS in WordPress Plugin: An Underwriting Signal for Cyber Insurers
CVE-2023-47517 in SendPress Newsletters highlights how unpatched XSS flaws correlate with claims frequency, serving as a critical underwriting signal...
Reflected XSS in WordPress Themes: A Hidden Risk for Cyber Insurers
CVE-2023-28621 (CVSS 7.1) in Raise Mag/Wishful Blog themes drives claims frequency via business interruption, data exposure, and regulatory liability....
Residual Risk Is Why Insurance Exists
Security reduces risk. It never eliminates it. The gap between what controls can achieve and what remains is residual risk — the entire reason cyber insurance exists. And it is the most under-discussed concept in the industry.
The Resilience Stack™: A Five-Layer Framework for Cyber Insurance Risk Assessment
Introducing The Resilience Stack™ — Resiliently's proprietary framework that maps the full cyber risk journey from external threats to insurance readiness, with free assessment tools at every layer.
SideWinder APT Targets Maritime & Nuclear: New Risks for Cyber Insurers
State-sponsored SideWinder campaign hits ports and nuclear facilities, converging business interruption and physical damage risks—creating coverage gray zones for insurers.
SimpleHelp Exploit: How RMM Vulnerabilities Trigger Cyber Insurance Claims
SimpleHelp RMM flaws enable Sliver C2 attacks and ransomware. For cyber insurers, this shows RMM as a single point of failure with cascading claims risk.
Why SMBs Can't Afford Cyber Risk Quantification (And Why That's About to Change)
Safe Security costs $50k+/yr. Kovrr is enterprise-only. Axio requires dedicated risk analysts. Meanwhile, SMBs with €10M-€500M revenue are expected to quantify cyber risk for insurance submissions with none of these tools. Resiliently brings FAIR-aligned Monte Carlo simulation to SMBs starting at €199/month — with euro-denominated output that underwriters actually use.
SmokeLoader Campaign: Open Directory Risks for Insurers
SmokeLoader's use of open directories in Ukraine highlights a universal risk: basic security gaps continue to drive cyber insurance claims frequency...
SQL Injection Flaw in WP Project Manager Exposes 30K+ Sites to Unauthenticated Attacks
CVE-2023-34383 creates significant cyber insurance risk through unauthenticated database access, highlighting CMS plugin vulnerabilities that...
Stored XSS in Atarim Plugin: A High-Severity Risk for Cyber Insurers
Unauthenticated stored XSS (CVSS 7.1) in Atarim plugin exposes insureds to data breaches and malware. Underwriters must assess patch management and...
TensorFlow Zip Slip Vulnerability: A New Cyber Insurance Risk Vector
CVE-2023-5245 in TensorFlow's model loading enables arbitrary file write, increasing data breach and ransomware risks. Underwriters must assess ML...
The Resilience Stack™: A 5-Layer Framework for Cyber Insurance Risk Assessment
Introducing the Resilience Stack™ — RESILIENTLY's proprietary framework for evaluating cyber risk across five layers: threat landscape, exposure surface, regulatory posture, financial impact, and insurance readiness.
The Security Rating Charade: Why Your $250,000 Tool Keeps You in the Dark
SecurityScorecard, UpGuard, and Bitsight charge enterprises six figures for letter grades. But CISOs are discovering these ratings don't predict breach costs. Here's what's missing — and the growing movement toward financial-exposure-based risk assessment.
The SQL Injection That Exposed E-Commerce Underwriting Blind Spots
Cyber insurers face underwriting blind spots from third-party plugin risks, as highlighted by CVE-2023-40923 SQL injection affecting 12,000+ e-commerce...
Thousands of WordPress Sites at Risk from Critical Plugin Vulnerability
CVE-2023-5428 exposes 15,000+ sites to SQL injection attacks, highlighting web application risks that drive cyber insurance claims and underwriting...
Trusted Platform Phishing: Cyber Insurance Risks from SharePoint & Power BI Attacks
New phishing campaign exploits Microsoft SharePoint and Power BI to bypass security. For underwriters, this shifts risk modeling and requires coverage updates.
The Uncomfortable Truth About Cyber Risk in 2026
Five things I'm seeing in the threat landscape that most security leaders aren't talking about enough.
Unpatched WordPress Plugins Create Major Cyber Risk Exposure
SQL injection vulnerability in WD WidgetTwitter plugin affects 100k+ sites, highlighting critical underwriting risks for cyber insurance policies...
Why Existing Attack Surface Tools Are Failing Insurance Brokers
SecurityScorecard charges $100K for vendor risk ratings that do not help brokers place coverage. Resiliently Broker Scorecard fills the gap - financial exposure estimates, underwriter-ready PDFs, and binding recommendations starting at €199/month.
Windows CLFS Vulnerability: An Underwriting Signal for Cyber Insurers
CVE-2023-36424 is a privilege escalation flaw that turns low-severity incidents into high-severity claims. Learn why cyber insurers must watch this...
WooCommerce Plugin XSS Flaw: A Cyber Insurance Underwriting Concern
Unauthenticated XSS in Gravity Master plugin affects 28% of online stores. Cyber insurers should evaluate plugin dependency risk and incident response...
WordPress Plugin CVE-2023-5843: Critical RCE Risk for Insurers
Unauthenticated remote code execution vulnerability in popular WordPress plugin poses severe cyber insurance portfolio risk.
WordPress Plugin Flaw CVE-2023-5250 Exposes Thousands of Sites to Cyber Risk
Critical WordPress plugin vulnerability highlights growing CMS security risks and potential insurance exposure for thousands of websites.
WordPress Plugin Flaw CVE-2023-5426 Exposes Sites to Data Deletion
Critical vulnerability in Post Meta Data Manager plugin affects 10,000+ WordPress sites, creating cyber insurance exposure through unauthorized...
WordPress Plugin Flaw CVE-2023-5430: Hidden Cyber Risk for Insurers
Critical SQL injection vulnerability in jQuery News Ticker plugin creates material exposure for cyber insurance portfolios, highlighting third-party...
WordPress Plugin Flaw CVE-2023-5434: Cyber Insurance Risk Alert
Critical SQL injection vulnerability in popular WordPress plugin exposes sites to data breaches, impacting cyber insurance underwriting and claims risk...
WordPress Plugin Flaw CVE-2023-5435: Cyber Insurance Risk Alert
Critical SQL injection vulnerability in popular WordPress plugin affects 10,000+ sites, creating significant data breach risks that impact cyber...
WordPress Plugin Flaw CVE-2023-5583 Exposes 12K+ Sites to Critical Attacks
PHP Object Injection vulnerability in WP Simple Galleries plugin creates significant cyber insurance exposure risks.
WordPress Plugin Flaw Exposes 10,000+ Sites to Data Theft
CVE-2023-5429's SQL injection vulnerability in Information Reel plugin creates significant cyber insurance risk exposure for WordPress sites.
WordPress Plugin Flaw Exposes Cyber Insurance Portfolios to SQL Injection Risks
CVE-2023-4999 vulnerability in Horizontal Scrolling Announcement plugin affects 43% of websites, creating systemic risk for insurers.
WordPress Plugin Flaw Exposes Healthcare Data: Cyber Insurance Risks
CVE-2023-25983 vulnerability in KB Support plugin creates high-severity risks for data breaches and business email compromise attacks.
WordPress Plugin Flaw Turns Subscribers into Data Modifiers: Underwriting Risk
CVE-2023-5311 in WP EXtra plugin lets low-privilege users modify server data, expanding attack surface. Insurers must reassess risk profiles and policy language for WordPress sites.
WordPress Plugin SQL Injection: A Growing Cyber Insurance Threat
Discover how WordPress plugin SQL injection vulnerabilities impact cyber insurance risk assessment, underwriting decisions, and claims for SMB...
WordPress Plugin Vulnerabilities: A Hidden Cyber Insurance Risk
WordPress plugin SQL injection flaws like CVE-2023-5464 drive cyber insurance claims. Discover underwriting strategies to assess and mitigate this...
WordPress Plugin Vulnerability CVE-2022-41616: Cyber Insurance Risk Analysis
How the Export Users Data CSV plugin flaw exposes organizations to supply chain attacks and increases cyber insurance claims frequency by 18%.
WordPress Plugin Vulnerability CVE-2023-46621: Cyber Insurance Risk Alert
Unauthenticated XSS flaw in popular User Avatar plugin creates widespread exposure for WordPress sites. Critical underwriting considerations for cyber...
WordPress Plugin Vulnerability CVE-2023-5132: A Wake-Up Call for Underwriters
CVE-2023-5132 exposes e-commerce sites to data theft via missing capability check. Underwriters must assess third-party plugin dependencies and their impact on coverage decisions.
WordPress Plugin XSS Flaw Exposes 10K+ Sites to Cyber Risk
CVE-2023-46627 affects Simple HTML Sitemap plugin, creating potential liability gaps for cyber insurance policies covering third-party component...
WordPress Plugin XSS Flaw Exposes 50K+ Sites to Cyber Attacks
CVE-2023-32298 affects widely-used Simple User Listing plugin, increasing phishing risks and claims frequency for insurers.
WordPress SQL Injection CVE-2022-46859: Cyber Insurance Claims Risk
How CMS vulnerabilities like CVE-2022-46859 create measurable business risk and significant cyber insurance claims exposure for organizations.
WordPress SQL Injection CVE-2023-36508 Exposes Portfolio Risk
High-severity vulnerability in popular WordPress plugin reveals systemic risks affecting cyber insurance underwriting and claims modeling.
WordPress SQL Injection: CVE-2023-5439 Cyber Insurance Portfolio Risk Analysis
WordPress plugin SQL injection flaws like CVE-2023-5439 consistently drive data breach claims. Learn how to assess cyber insurance portfolio exposure...
WordPress SQL Injection: Cyber Insurance Lessons from CVE-2023-33927
Discover how the WordPress CVE-2023-33927 SQL injection flaw impacts cyber insurance claims frequency, coverage determinations, and underwriting gaps.
WordPress SQL Injection Flaw CVE-2023-5433 Exposes 100K+ Sites to Cyber Risk
Over 100,000 WordPress sites remain vulnerable to CVE-2023-5433, creating significant cyber insurance exposure through increased claim frequencies and...
WordPress SQL Injection Flaw: Cyber Insurance Portfolio Risk
CVE-2023-31212 exposes 20,000+ WordPress sites to SQL injection attacks. Learn how this vulnerability impacts cyber insurance underwriting and...
WordPress SQL Injection Risks: Cyber Insurance Portfolio Exposure
How WordPress plugin SQL injection vulnerabilities like CVE-2023-24000 create cyber insurance portfolio risk and key underwriting signals to monitor.
WordPress SQL Injection: What CVE-2023-5437 Means for Insurance Risk
CVE-2023-5437 WordPress SQL injection impact on cyber insurance underwriting, claims frequency, and portfolio risk assessment.
WordPress User Avatar Plugin XSS Vulnerability: Cyber Risk Analysis
CVE-2023-46621 affects 100k+ WordPress sites, exposing them to session hijacking and defacement risks that impact cyber insurance underwriting.
blog.featured
The Resilience Stack™: A Five-Layer Framework for Cyber Insurance Risk Assessment
12 min read
The Five Toxic Powers of Agentic AI — What Underwriters Need to Know
11 min read
DeepMind Mapped Every Way the Web Can Hijack Your AI Agent — Here Is What Underwriters Need to Ask
20 min read
The AI Insurance Split: Big Carriers Exclude, Startups Fill the Gap — What Underwriters and Brokers Need to Know
12 min read
Premium Report
2026 Cyber Risk Landscape Report
24 pages of threat analysis, claims data, and underwriting implications for European cyber insurance.
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