I'm Michael Guiao. I founded Resiliently AI and write Resiliently because the cyber insurance industry needs more honesty and less jargon. I've held CISM, CCSP, CISA, and DPO certifications — and let them lapse. In the age of AI, knowledge is cheap. What matters is judgment, and that only comes from sitting across the table from real people with real risks.

Currently Senior Underwriter Cyber at Sompo International, previously at Zurich and AXA. Before that, IT Audit at Xella Group and Risk Assurance at PwC. Eight years of asking the questions that matter — not the ones on a checklist.

Resiliently is where I share what I'm learning — from hands-on risk engineering work and regulatory developments like NIS2 and DORA, to practical AI tools built specifically for insurance professionals. The goal is to make cyber risk intel accessible and actionable for the people who price it.