Breach Cost Calculator

How It Works

This calculator uses Monte Carlo simulation to estimate data breach costs based on your client's industry, company size, geographic presence, and data types handled. The model applies multipliers from IBM's Cost of a Data Breach Report to produce defensible estimates.

Cost Components

• • Investigation & Forensics: IR retainer, forensic analysis, threat hunting
• • Legal & Regulatory: Legal counsel, notification costs, potential fines
• • Notification: Per-record costs, credit monitoring, call center
• • Business Interruption: Revenue loss, extra expense, contingent BI
• • Recovery: System rebuild, data restoration, security hardening
• • Reputation: Customer churn, PR costs, brand recovery

Data Sources

• IBM Cost of a Data Breach Report 2023 - Per-record costs, industry multipliers, detection time factors
• Verizon DBIR 2023 - Incident frequency, attack patterns, detection timelines
• NetDiligence Cyber Claims Study 2023 - Claim amounts by company size

Regulatory Calculations

GDPR fines calculated as higher of 4% global turnover or EUR 20M for severe violations. HIPAA tiered penalties based on violation category. NIS2 penalties for essential entities up to EUR 10M or 2% turnover. Class action exposure estimated using historical settlement data.