Instant Broker Scorecard (IBS): From Domain to Submission in 3 Seconds

You’ve got a submission meeting in 30 minutes. You need to know: Is this company’s attack surface clean enough for the carriers you’re approaching? What’s the likely financial exposure? And — most importantly — does this risk get bound, referred, or declined?

In the old world, you’d spend 2-3 hours manually checking Shodan, crt.sh, SSL Labs, and past claims history. In the new world, you type one domain into the Instant Broker Scorecard (IBS) and get everything in 3 seconds.

What IBS Actually Does

The Instant Broker Scorecard is not another letter grade (SecurityScorecard’s A-F) or a vendor risk spreadsheet. It’s a financial-exposure-first risk assessment designed specifically for the cyber insurance submission workflow.

One domain input → underwriter-ready output:

• External attack surface scan — certificates (valid, expiring, mismatched), headers (security headers present/missing), open ports, known breaches
• Financial exposure estimate in EUR — estimated annualized loss expectancy based on domain exposure, industry, and company size
• Underwriter recommendation — Bind / Bind with Conditions / Refer / Decline
• Printable PDF — attach directly to the submission binder
• Coverage gap flags — specific policy wording issues the domain exposure reveals

Why This Matters for Brokers

The 3-Second vs. 3-Hour Gap

Every hour you spend on manual reconnaissance is an hour not spent on client relationships, market negotiation, or new business development. IBS does in 3 seconds what takes even experienced brokers 2-3 hours:

Task	Manual Time	IBS Time
SSL certificate validation	10 min	0.1 sec
Security headers check	5 min	0.1 sec
Known breach search	15 min	0.1 sec
Financial exposure estimate	60 min+	0.1 sec
Underwriter recommendation	30 min	0.1 sec
PDF generation	15 min	0.1 sec
Total	2-3 hours	3 seconds

The EUR Gap

The #1 reason security ratings fail in insurance workflows: they speak in letter grades, not financial exposure. An “F” on SecurityScorecard means nothing to a London market underwriter. An estimated €50k-€200k annualized loss expectancy? That triggers a conversation.

IBS bridges this gap. Every scan produces a financial exposure range in EUR, benchmarked against the applicant’s industry and revenue. This is the same language carriers use to price risk.

The PDF Gap

The second reason brokers don’t use external scanning tools: they can’t export the output. You can’t paste a Shodan screenshot into a submission binder. IBS generates a printable, underwriter-ready PDF in one click — formatted for the MGAs and carriers you work with.

Real Use Case: What a Broker Sends the Underwriter

"Here's the Instant Broker Scorecard for the submission. 
Domain: acmecorp.de
Risk Score: Medium (€50k-€200k estimated annual exposure)
Recommendation: Bind with Conditions
Coverage gap flagged: No DMARC/DKIM — whaling/spoofing exposure
Missing security headers: X-Frame-Options, Content-Security-Policy
SSL: Valid, Wildcard, expires 2026-08-14
Breaches: No known breaches in public records

Full PDF report attached."

That’s 3 seconds of work. The underwriter gets actionable data immediately. The conversation shifts from “can you tell me about their security?” to “here’s what we found — let’s talk about the conditions.”

Available Now — Free Tier

IBS is available today as part of the Resiliently.ai tool suite. The free tier includes:

• 5 free scans — full domain analysis with financial exposure estimates
• PDF export — underwriter-ready downloadable report
• Coverage gap flags — specific policy issues the scan reveals

Pro tier (€49/mo) adds:

• Unlimited scans
• Portfolio management (track all your clients in one dashboard)
• Historical trend analysis (how does risk change over time?)
• Priority support

What Security Pros Are Saying

“I spent 20 minutes this morning checking a prospect’s domain across five different tools. IBS did it in 3 seconds and gave me a PDF I can actually use.” — DACH-based cyber broker, April 2026

“The financial exposure estimate is the killer feature. I don’t need another letter grade. I need to know what this risk costs.” — London market underwriter

Try It Now

Type any domain into the Instant Broker Scorecard and see what your underwriter will see. No credit card required for the first 5 scans.

The competitive edge in 2026 isn’t knowing more vendors. It’s knowing faster. IBS gives you the speed advantage.

Try the Instant Broker Scorecard →