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AI Risk

AI Risk Loading: Why Insurers Are Adding 10-15% and What It Means for Cyber Coverage

Allianz's blanket surcharge on AI-related cyber coverage is the industry's first systematic attempt to price AI risk. Here's what brokers and risk engineers need to know.

Resiliently Team

4 min read

AI Risk Loading: Why Insurers Are Adding 10-15% and What It Means for Cyber Coverage
Beazley vs. Allianz: Two Approaches to AI Risk in Cyber Insurance — What Brokers Must Know in 2026
AI Risk · · 4 min read

Beazley vs. Allianz: Two Approaches to AI Risk in Cyber Insurance — What Brokers Must Know in 2026

Beazley uses flat 10% AI sublimits, Allianz uses individual risk assessment with up to 30% uplift. A detailed comparison of the two dominant approaches and what DACH brokers need at renewal.

The $250K Ceiling: What LLMjacking Sublimits Mean for Cyber Brokers
Llmjacking · · 6 min read

The $250K Ceiling: What LLMjacking Sublimits Mean for Cyber Brokers

QBE and Beazley just set a precedent with 10% AI sublimits. A $5M cyber policy now means max $250K for LLMjacking. Here's what brokers need to know — and do — before the next renewal.

blog.featured

The Resilience Stack™: A Five-Layer Framework for Cyber Insurance Risk Assessment

Resilience Stack ·

12 min read

The Cyber Insurance Submission Crisis: 7 Reasons Brokers Can't Afford Manual Risk Assessments in 2026

Cyber Insurance ·

6 min read

Cyber Risk Quantification Tools 2026: The $50K Gap Between Free and Enterprise

Cyber Risk Quantification ·

4 min read

NIS2 Compliance Is Now an Underwriting Requirement — Every Broker's Duty of Care

NIS 2 ·

4 min read

Premium Report

2026 Cyber Risk Landscape Report

24 pages of threat analysis, claims data, and underwriting implications for European cyber insurance.

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