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AI Risk
AI Risk Loading: Why Insurers Are Adding 10-15% and What It Means for Cyber Coverage
Allianz's blanket surcharge on AI-related cyber coverage is the industry's first systematic attempt to price AI risk. Here's what brokers and risk engineers need to know.
Resiliently Team
4 min read
AI Risk · · 5 min read
Beazley vs. Allianz: Two Approaches to AI Risk in Cyber Insurance — What Brokers Must Know in 2026
Beazley uses flat 10% AI sublimits, Allianz uses individual risk assessment with up to 30% uplift. A detailed comparison of the two dominant approaches and what DACH brokers need at renewal.
Llmjacking · · 6 min read
The $250K Ceiling: What LLMjacking Sublimits Mean for Cyber Brokers
QBE and Beazley just set a precedent with 10% AI sublimits. A $5M cyber policy now means max $250K for LLMjacking. Here's what brokers need to know — and do — before the next renewal.
blog.featured
The Death of the Questionnaire: Why Underwriters Now Demand EDR Telemetry Before Binding
Underwriting ·
10 min read
WordPress Plugin Flaw CVE-2023-4213 Exposes 10K+ Sites to Cyber Claims
Cyber Risk ·
6 min read
WordPress Plugin XSS Vulnerability Exposes Cyber Insurance Portfolios to Persistent Web Risks
Cyber Risk ·
5 min read
WordPress Security Plugin Flaw Exposes Organizations to Cyber Claims
Cyber Risk ·
6 min read
Premium Report
2026 Cyber Risk Landscape Report
24 pages of threat analysis, claims data, and underwriting implications for European cyber insurance.
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