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Claims
Denied: Why 1 in 4 Cyber Insurance Claims Gets Rejected in 2026
21% of cyber insurance claims were denied or partially denied in 2025, up from 15% two years ago. Here are the specific reasons — and what brokers can do to prevent it.
Michael Guiao
9 min read
NIS 2 · · 9 min read
The NIS2 + AI Coverage Gap: When Your Cyber Policy Won't Cover the Incident NIS2 Requires You to Report
NIS2 mandates AI incident reporting for hundreds of thousands of EU entities. But most cyber insurance policies contain silent AI exclusions, sublimits, or ambiguity that leave insureds paying for AI incident response out of pocket — even though NIS2 required them to report the incident in the first place.
blog.featured
Why 15% AI Loading Isn't Enough: A Better Way to Price AI Risk
AI Risk ·
6 min read
Zurich's £8.1B Beazley Acquisition: What It Means for Cyber Insurance's Future
Cyber Insurance ·
6 min read
NIS2 Penalties Explained: Essential vs Important Entities and What They Mean for Coverage
NIS 2 ·
9 min read
NIS2 Underwriting Questions: What Every Cyber Insurance Broker Should Ask
NIS 2 ·
16 min read
Premium Report
2026 Cyber Risk Landscape Report
24 pages of threat analysis, claims data, and underwriting implications for European cyber insurance.
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