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AI Risk

AI Risk Loading: Why Insurers Are Adding 10-15% and What It Means for Cyber Coverage

Allianz's blanket surcharge on AI-related cyber coverage is the industry's first systematic attempt to price AI risk. Here's what brokers and risk engineers need to know.

Resiliently Team

4 min read

AI Risk Loading: Why Insurers Are Adding 10-15% and What It Means for Cyber Coverage
Beazley vs. Allianz: Two Approaches to AI Risk in Cyber Insurance — What Brokers Must Know in 2026
AI Risk · · 5 min read

Beazley vs. Allianz: Two Approaches to AI Risk in Cyber Insurance — What Brokers Must Know in 2026

Beazley uses flat 10% AI sublimits, Allianz uses individual risk assessment with up to 30% uplift. A detailed comparison of the two dominant approaches and what DACH brokers need at renewal.

blog.featured

The Death of the Questionnaire: Why Underwriters Now Demand EDR Telemetry Before Binding

Underwriting ·

10 min read

WordPress Plugin Flaw CVE-2023-4213 Exposes 10K+ Sites to Cyber Claims

Cyber Risk ·

6 min read

WordPress Plugin XSS Vulnerability Exposes Cyber Insurance Portfolios to Persistent Web Risks

Cyber Risk ·

5 min read

WordPress Security Plugin Flaw Exposes Organizations to Cyber Claims

Cyber Risk ·

6 min read

Premium Report

2026 Cyber Risk Landscape Report

24 pages of threat analysis, claims data, and underwriting implications for European cyber insurance.

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