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AI Risk
Why 15% AI Loading Isn't Enough: A Better Way to Price AI Risk
Allianz's blanket 10-15% surcharge on AI-related coverage is a blunt instrument. Here's how systematic, data-driven underwriting offers brokers and insureds a smarter alternative.
Resiliently Team
6 min read
Llmjacking · · 6 min read
The $250K Ceiling: What LLMjacking Sublimits Mean for Cyber Brokers
QBE and Beazley just set a precedent with 10% AI sublimits. A $5M cyber policy now means max $250K for LLMjacking. Here's what brokers need to know — and do — before the next renewal.
NIS 2 · · 9 min read
The NIS2 + AI Coverage Gap: When Your Cyber Policy Won't Cover the Incident NIS2 Requires You to Report
NIS2 mandates AI incident reporting for hundreds of thousands of EU entities. But most cyber insurance policies contain silent AI exclusions, sublimits, or ambiguity that leave insureds paying for AI incident response out of pocket — even though NIS2 required them to report the incident in the first place.
blog.featured
Why 15% AI Loading Isn't Enough: A Better Way to Price AI Risk
AI Risk ·
6 min read
Zurich's £8.1B Beazley Acquisition: What It Means for Cyber Insurance's Future
Cyber Insurance ·
6 min read
NIS2 Penalties Explained: Essential vs Important Entities and What They Mean for Coverage
NIS 2 ·
9 min read
NIS2 Underwriting Questions: What Every Cyber Insurance Broker Should Ask
NIS 2 ·
16 min read
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2026 Cyber Risk Landscape Report
24 pages of threat analysis, claims data, and underwriting implications for European cyber insurance.
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