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AI Risk
AI Risk Loading: Why Insurers Are Adding 10-15% and What It Means for Cyber Coverage
Allianz's blanket surcharge on AI-related cyber coverage is the industry's first systematic attempt to price AI risk. Here's what brokers and risk engineers need to know.
Resiliently Team
4 min read
AI Risk · · 5 min read
Beazley vs. Allianz: Two Approaches to AI Risk in Cyber Insurance — What Brokers Must Know in 2026
Beazley uses flat 10% AI sublimits, Allianz uses individual risk assessment with up to 30% uplift. A detailed comparison of the two dominant approaches and what DACH brokers need at renewal.
Llmjacking · · 6 min read
The $250K Ceiling: What LLMjacking Sublimits Mean for Cyber Brokers
QBE and Beazley just set a precedent with 10% AI sublimits. A $5M cyber policy now means max $250K for LLMjacking. Here's what brokers need to know — and do — before the next renewal.
NIS 2 · · 9 min read
The NIS2 + AI Coverage Gap: When Your Cyber Policy Won't Cover the Incident NIS2 Requires You to Report
NIS2 mandates AI incident reporting for hundreds of thousands of EU entities. But most cyber insurance policies contain silent AI exclusions, sublimits, or ambiguity that leave insureds paying for AI incident response out of pocket — even though NIS2 required them to report the incident in the first place.
blog.featured
The Death of the Questionnaire: Why Underwriters Now Demand EDR Telemetry Before Binding
Underwriting ·
10 min read
WordPress Plugin Flaw CVE-2023-4213 Exposes 10K+ Sites to Cyber Claims
Cyber Risk ·
6 min read
WordPress Plugin XSS Vulnerability Exposes Cyber Insurance Portfolios to Persistent Web Risks
Cyber Risk ·
5 min read
WordPress Security Plugin Flaw Exposes Organizations to Cyber Claims
Cyber Risk ·
6 min read
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2026 Cyber Risk Landscape Report
24 pages of threat analysis, claims data, and underwriting implications for European cyber insurance.
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