Free Broker Tool

Insurance Capacity Recommender

Determine how much cyber insurance capacity your client actually needs. Get defensible limit recommendations with sublimits, loss scenarios, and talking points for the client conversation.

Step 1 of 5Company

Company Profile

Enter your client's basic information to determine the appropriate insurance capacity.

Please select an industry
Free Risk Intelligence

Get your detailed capacity report

We'll send you a personalized capacity recommendation PDF with full loss scenarios, sublimit breakdowns, and broker talking points. Plus weekly cyber insurance intelligence.

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About This Tool

The Insurance Capacity Recommender helps cyber insurance brokers determine the appropriate aggregate limit and sublimits for their clients. It combines industry benchmarks, company-specific risk factors, security posture assessment, and regulatory exposure (NIS2, DORA) to produce a defensible capacity recommendation.

Important: This tool provides an estimate for informational purposes only and does not constitute insurance, legal, or financial advice. Actual coverage needs should be determined in consultation with qualified insurance professionals and based on the specific policy terms offered by insurers.

100% Private

All calculations happen in your browser. No data is sent to any server.

8 Industry Sectors

Benchmarks for manufacturing, healthcare, financial, technology, and more.

NIS2 + DORA

First tool to factor regulatory exposure into capacity recommendations.

How It Works

1

Company Profile

Industry, size, revenue

2

Data Exposure

PII, PHI, PCI, IP

3

Security Posture

MFA, IR, backups

4

Regulatory

NIS2, DORA

5

Recommendation

Limits, scenarios, talking points

Built for Insurance Brokers

  • Answer "how much coverage does my client need?" with defensible data
  • Include regulatory exposure (NIS2/DORA) in capacity calculations — no other tool does this
  • Generate broker talking points you can copy directly into client emails and presentations
  • Export PDF recommendation reports to share with clients and underwriters