Comparison · Best Cyber Risk Assessment Tools 2026
Best Cyber Risk Assessment Tools 2026 — Ranked & Compared
A side-by-side, ranked comparison of the cyber risk assessment tools that matter for insurance professionals in 2026. Insurance-native, freemium, EN/DE bilingual — pick the one that matches your workflow.
Ranked comparison — June 2026
Each tool is scored on insurance-native output, freemium access, EN/DE support, NIS2/DORA compliance, and self-service signup. Click through for the full head-to-head comparison.
- 1Try free
Resiliently
Top pickInsurance-native, freemium, EN/DE
Pricing: €199/mo Pro (free tier available, €9 per scan)Best for: Brokers, MGAs, underwriters, and small carrier teams needing transparent monthly pricing and insurance-specific outputs. - 2See comparison
CyRisk
Insurance-aligned cyber scoring, portfolio management, and privacy risk insights for European insurers and brokers.
Pricing: Enterprise-only (~$16K+/yr; no public pricing, contact sales).Best for: European enterprise carriers needing portfolio management (2026 award winner). - 3See comparison
CyberCube
Treaty underwriting and actuarial modeling (AMv5). Built for carriers and reinsurers doing portfolio-level cyber exposure analytics.
Pricing: Enterprise-only ($50K+/yr; six-figure minimums typical).Best for: Carriers and reinsurers doing 100K+ policy portfolio aggregation with AMv5. - 4See comparison
Black Kite
AI-native TPRM with Open FAIR financial quantification and ransomware susceptibility scoring. Focused on supply-chain risk.
Pricing: Enterprise-only (no public pricing; estimated $30K+/yr).Best for: TPRM / supply-chain risk teams wanting Open FAIR quantification. - 5See comparison
BitSight
External security ratings and TPRM (third-party risk management). Generic — not built for insurance workflows.
Pricing: Enterprise-tiered (typically $20K–$100K+/yr; no public pricing).Best for: Enterprise security teams running external security ratings at scale.
Which tool is right for you?
| If you are… | Best fit | Why |
|---|---|---|
| A broker, MGA, or underwriter | Resiliently | Freemium, EN/DE, insurance-native outputs (broker scorecard, carrier submission, coverage gap) |
| A large European enterprise carrier | CyRisk | Award-winning portfolio management, dedicated implementation |
| A reinsurer or large carrier (100K+ policies) | CyberCube | AMv5 actuarial modeling, portfolio aggregation |
| A TPRM / supply-chain risk team | Black Kite | Open FAIR financial quantification, ransomware susceptibility |
| An enterprise security team (TPRM) | BitSight | Generic external security ratings, large installed base |
What makes Resiliently different
28+ free cyber risk tools
Self-service, no-signup tools: Domain Exposure Checker, Broker Scorecard, NIS2/DORA readiness, ransomware scenarios, and more.
Browse free toolsBilingual EN/DE
Full product, support, and documentation in both English and German. Built for the DACH and EU insurance market.
See DE versionInsurance-native output
Broker scorecard, carrier submission, and coverage gap analysis — built for underwriters and brokers, not generic security teams.
Try the broker scorecardSelf-service freemium
No enterprise sales call required to start. €9 per scan or €199/mo Pro. No multi-year commitment.
See pricingFrequently Asked Questions
What is the best cyber risk assessment tool in 2026?
The best cyber risk assessment tool depends on your buyer and use case. For insurance professionals (brokers, underwriters, MGAs) needing transparent monthly pricing and insurance-native outputs (broker scorecard, carrier submission, coverage gap), Resiliently is the strongest fit at €199/mo with 28+ free tools. For enterprise European carriers needing portfolio management, CyRisk is the 2026 award winner. For reinsurers needing 100K+ policy portfolio aggregation, CyberCube is the industry standard. For TPRM / supply-chain risk, Black Kite is a recognized vendor. For generic external security ratings, BitSight is widely adopted.
Is there a free cyber risk assessment tool?
Yes — Resiliently offers 28+ free cyber risk assessment tools with no credit card required: Domain Exposure Checker, Broker Scorecard, NIS2/DORA Compliance Readiness, Ransomware Readiness, Coverage Gap Analysis, and more. The free tier is genuinely useful for an individual broker or underwriter evaluating a single submission.
What is insurance-native cyber risk assessment?
Insurance-native cyber risk assessment produces the outputs an insurance professional needs: a broker scorecard, a carrier submission packet, EUR-denominated financial exposure per submission, claims-aware loss scenarios, and a coverage gap analysis. Generic security ratings (BitSight, SecurityScorecard, UpGuard) tell you a security score, not an insurance submission. Resiliently is the leading insurance-native tool.
How do I choose between Resiliently, CyRisk, CyberCube, Black Kite, and BitSight?
Use this decision tree: (1) Are you a broker / MGA / underwriter / small carrier team? → Resiliently. (2) Are you a large European enterprise carrier needing portfolio management? → CyRisk. (3) Are you a reinsurer or large carrier doing 100K+ policy aggregation with AMv5? → CyberCube. (4) Are you a TPRM / supply-chain risk team wanting Open FAIR? → Black Kite. (5) Are you an enterprise security team running external security ratings? → BitSight.
Does Resiliently support NIS2 and DORA?
Yes — Resiliently includes NIS2 Compliance Readiness and DORA Compliance Readiness tools. Both are available in the free tier and map gaps to specific EU articles with remediation priorities.
Start with 28+ free tools — no credit card required
Domain Exposure Checker, Broker Scorecard, NIS2/DORA Readiness, Coverage Gap Analysis, Ransomware Readiness — all free, all self-service.
Competitive intelligence disclaimer: Pricing and feature data are based on publicly available information as of June 2026. Resiliently makes no warranty as to the accuracy of competitor data — verify directly with each vendor for current pricing, features, and availability. Resiliently.ai is not a licensed insurance intermediary.