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AI Risk

Beazley vs. Allianz: Two Approaches to AI Risk in Cyber Insurance — What Brokers Must Know in 2026

Beazley uses flat 10% AI sublimits, Allianz uses individual risk assessment with up to 30% uplift. A detailed comparison of the two dominant approaches and what DACH brokers need at renewal.

Michael Guiao

5 min read

Beazley vs. Allianz: Two Approaches to AI Risk in Cyber Insurance — What Brokers Must Know in 2026
The $250K Ceiling: What LLMjacking Sublimits Mean for Cyber Brokers
Llmjacking · · 6 min read

The $250K Ceiling: What LLMjacking Sublimits Mean for Cyber Brokers

QBE and Beazley just set a precedent with 10% AI sublimits. A $5M cyber policy now means max $250K for LLMjacking. Here's what brokers need to know — and do — before the next renewal.

blog.featured

The Resilience Stack™: A Five-Layer Framework for Cyber Insurance Risk Assessment

Resilience Stack ·

12 min read

The Five Toxic Powers of Agentic AI — What Underwriters Need to Know

Agentic AI ·

11 min read

DeepMind Mapped Every Way the Web Can Hijack Your AI Agent — Here Is What Underwriters Need to Ask

AI Agents ·

20 min read

The AI Insurance Split: Big Carriers Exclude, Startups Fill the Gap — What Underwriters and Brokers Need to Know

AI Insurance ·

12 min read

Premium Report

2026 Cyber Risk Landscape Report

24 pages of threat analysis, claims data, and underwriting implications for European cyber insurance.

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