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AI Insurance
The AI Insurance Split: Big Carriers Exclude, Startups Fill the Gap — What Underwriters and Brokers Need to Know
In January 2026, Verisk's ISO Form CG 40 47 gave carriers a standardized way to exclude generative AI from commercial policies. 82% of global P&C policies now carry AI exclusions. Meanwhile, Armilla, Testudo, and Munich Re are building a $4.8B AI insurance market. Here is what the split means for underwriters, brokers, and every company deploying AI agents.
Michael Guiao
12 min read
blog.featured
The Resilience Stack™: A Five-Layer Framework for Cyber Insurance Risk Assessment
Resilience Stack ·
12 min read
The AI Insurance Split: Big Carriers Exclude, Startups Fill the Gap — What Underwriters and Brokers Need to Know
AI Insurance ·
12 min read
The Cyber Insurance Submission Crisis: 7 Reasons Brokers Can't Afford Manual Risk Assessments in 2026
Cyber Insurance ·
6 min read
Cyber Risk Quantification Tools 2026: The $50K Gap Between Free and Enterprise
Cyber Risk Quantification ·
4 min read
Premium Report
2026 Cyber Risk Landscape Report
24 pages of threat analysis, claims data, and underwriting implications for European cyber insurance.
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