Free Coverage Analysis Tool

Cyber Insurance Coverage Gap Analyzer

Compare your client's current coverage against industry benchmarks. Identify where they're underinsured, overinsured, or missing coverage entirely—with actionable recommendations.

Step 1 of 3Profile

Client Risk Profile

Enter your client's basic information to get personalized benchmark comparisons.

Which threats are most relevant to this client?

About This Tool

The Coverage Gap Analyzer helps cyber insurance brokers identify where their clients may be underinsured or have gaps in their cyber coverage. By comparing current policy limits against industry benchmarks and analyzing exclusion risks based on the client's risk profile, you can have more informed conversations about coverage adequacy.

Benchmark data is sourced from NetDiligence Cyber Claims Study, Marsh, Aon, and Willis Towers Watson cyber insurance reports, providing realistic comparisons for different industries and company sizes.

Coverage Heat Map

Visual grid showing each coverage section rated green, yellow, red, or grey.

Exclusion Alerts

High-risk exclusions flagged based on industry and risk drivers.

Priority Recommendations

Ranked fixes with estimated premium impact for client discussions.

How It Works

1

Enter Risk Profile

Industry, size, revenue, top risk drivers, and data types

2

Input Current Coverage

Limits, sublimits, deductibles, exclusions, and terms

3

Get Gap Analysis

Heat map, alerts, recommendations, and PDF report

Built for Cyber Insurance Brokers

  • Quickly identify coverage gaps during renewal reviews
  • Generate broker-ready PDF reports for client meetings
  • Compare client coverage vs. industry benchmarks by size and sector
  • Get conversation starters for exclusion discussions with underwriters
  • Estimate premium impact when recommending limit increases

Disclaimer: This tool provides educational estimates based on industry benchmarks. Actual coverage needs vary by specific circumstances. Not insurance advice. Consult with qualified professionals before making coverage decisions.