Free 20-Page Guide
The Cyber Insurance Buyer's Guide 2025
The definitive guide for businesses purchasing cyber insurance for the first time. Learn what coverage you need, what underwriters evaluate, and how to get the best terms.
$2.7M
Average ransomware claim
$125K
Median BEC wire fraud loss
$4.5M
Average data breach cost
CFO
CIO
RM
Trusted by risk managers at growing businesses
What's Inside the Guide
Six comprehensive chapters covering everything from why you need cyber insurance to how to maximize your policy after purchase.
1
Why Cyber Insurance Exists (and Why You Need It)
The gap between IT security and financial protection, real claims examples, and why controls alone aren't enough.
2
What a Cyber Policy Actually Covers
First-party and third-party coverage breakdown, plus the sections most businesses miss.
3
What Underwriters Look For
The 10 controls that most affect pricing and insurability, with a self-assessment checklist.
4
How to Read a Cyber Policy
Key terms in plain English, exclusions that matter, and red flags in policy language.
5
The Application Process
What to expect, how to prepare, common mistakes, and how to present your security posture.
6
After You Buy — Making the Policy Work
Incident response, panel vendors, claims process, and annual renewal strategies.
Plus: Appendix Materials
- Glossary of cyber insurance terms (25+ definitions)
- Pre-application checklist (1-page tearout)
- Self-assessment scorecard for the 10 key controls
- Questions to ask your broker about every quote
Who This Guide Is For
Business Leaders & CFOs
Understand what you're buying, why it matters, and how to evaluate whether you're getting good value. Make informed decisions about coverage limits and retentions.
IT & Security Leaders
Learn exactly what controls underwriters evaluate, score yourself against their criteria, and know how to present your security posture effectively.
Risk Managers
Navigate the application process confidently, avoid common mistakes that delay or kill applications, and prepare for a smooth renewal experience.
Insurance Brokers
Share this guide with your clients to educate them before the buying process. It's designed to make your job easier and help clients make better decisions.
Why This Guide?
Most cyber insurance resources are either too basic or too sales-focused. This guide is different.
- - Generic overviews that don't help you take action
- - Vague checklists without real criteria
- - Written by marketers, not practitioners
- - No guidance on reading actual policies
- + Specific criteria for each security control
- + Self-assessment scorecard you can use today
- + Real policy language examples explained
- + Actionable questions for every quote
Ready to Buy Cyber Insurance with Confidence?
Download the free guide and go into your next conversation with your broker fully prepared. Know what to ask, what to look for, and what to avoid.
Download the Free Guide